Worked Numbers

Bounce house rental business profit worked through: price per rental, unit payback, delivery fee, weekend capacity, break-even rentals and the season.

A drywall estimate worked line by line: surface minus openings, sheets with waste, mud and tape, labor by finish level, the bid. One room: $110.22 a sheet.

A flooring cost calculator for installers, worked line by line from room areas and whole boxes to labor per sq ft and a bid at $11.36 a sq ft.

How much to charge for sewing alterations, worked from your year and your clock. One example tailor needs $40.71 a paid hour and $25 for a hem.

How much to charge for bartending, worked from your own year. One example 150-guest wedding quotes $2,048.27 labor-only, a 40-guest party $977.99.

How much to charge for carpet cleaning per square foot, per room and per hour, from your own costs. One example: $0.27 a sq ft, $50.30 a room.

How much to charge for makeup, worked from your own year. One example prices an application from $52.76, a trial from $109.63, a lesson from $167.25.

How much to charge for pest control from your own costs: initial vs recurring plan, price by square footage, route density. Example: $153.42, then $64.10.

How much to charge for wedding flowers as a florist, from stem cost and design time. One example: a $211.53 bridal bouquet, a $4,477.74 wedding.

A photo booth rental business plan worked through: startup cost ($6,000 in one example), package prices, and the 9 bookings a month it needs.

Tile installation cost per square foot worked for the setter, from boxes and thinset to labor only at $37.39 and all in at $45.84 a sq ft.

A concrete driveway cost estimator worked line by line, from cubic yards and truck fees to a bid at your margin. One example bids $12.78 a sq ft.

How to bid a fence job from your own costs, and what fence cost per linear foot that bid implies. Worked example: a $8,520 bid, $37.67 a foot.

Set handyman rates from your own year: hourly floor, trip charge, minimum and quotes. Worked example: $50.00 a billed hour, $110 minimum.

Personal chef prices worked from the year you want to keep. One example chef needs $90 a cooking hour, $470 a meal-prep visit and $135 a dinner guest.

How much to charge for car detailing and mobile detailing, from your income, products and drive. One example sedan prices at $175.

Christmas light installation prices worked from your crew, gear and lights. One example house prices at $689.45, $3.21 a foot, with a $213.79 takedown.

Set dog grooming prices from your own year: an hourly floor, then size, coat, add-ons and mobile. Worked example: $43.86 an hour, $78.56 a large dog.

How much to charge for gutter cleaning per linear foot, worked from your own year. One example business needs $0.40 a foot one-story, $0.60 on two.

How much to charge for lash extensions, worked from your year, product and minutes. One example artist needs $129.91 for a hybrid set, $65.19 a fill.

Massage therapist pricing from your own year and your weekly hands-on hours. Worked example: $78.09 an hour, $80.59 for 60 minutes, $166.78 an outcall.

How much to charge for nails, worked from your income, costs and minutes. One example tech needs $43.13 a paid hour and $71.54 for a full set.

How much to charge for tree removal, worked from crew time, equipment and a target margin. One example crew hour costs $119.25 and prices at $183.46.

A painting estimate worked from wall area, your own speed and a target margin. One example bedroom prices at $940; a house bids at $6,810.

Moving company prices per hour worked from your truck, crew wages and overhead, plus travel, stairs, packing and flat rates. Example crew bills $165.00.

A roofing estimate worked line by line: roof squares from footprint and pitch, materials, tear-off, labor and margin. One example roof bids at $656.23 a square.

Snow plowing prices worked from your truck, plow, fuel and insurance, per push and as a seasonal contract. One example truck needs $110.31 an hour.

Work out how much to charge for home daycare from your income, costs and licensed capacity. Worked example: $223.11 a week, $966.81 a month.

How much to charge for lawn mowing, worked from your income, costs, mowing speed and drive time. One example lawn prices at $33 a cut.

Set pet sitting rates per hour, visit, day and night from your own hours, drive time and costs. Worked example: $43.75 an hour, $40.16 a visit.

Booth rent beats commission once weekly takings pass (rent + costs) / (1 - fees - your split). Worked example: $892.86 a week, or 41% of the chair booked.

Window cleaning prices per pane, worked from your own costs. In one example the pane price you need runs from $1.25 to $2.81 - set by the drive.

HVAC flat rate pricing from your own costs: labor, a callback reserve, marked-up parts, then margin. Worked example: 1.75 hours prices at $736.08.

Junk removal pricing from your own costs. One $500 full load nets $357.12 on furniture and loses $571.00 on concrete. The formula, worked.

On an 80/20 split, a $9,625 commission keeps $7,700. After a $16,000 cap, the same deal keeps $9,625. The split and cap formula, worked deal by deal.

Trucking cost per mile, worked out: $1.23 a mile all-in in one example, but $1.64 per LOADED mile at 25% deadhead. The formula and a load test.

Pressure washing price per square foot from your own costs. In one worked example a driveway needs $0.106/sq ft and a roof $0.228.

Price each cleaning job from your hours, drive time, supplies and margin. Worked example - a 2.5-hour regular clean comes to $170, not $119.91.

How much to charge for interior design services, from your own year and project hours. One example designer needs $83.33 a billable hour.

A per-word rate = your hourly floor / words you finish per hour of ALL the work. Worked: $62.50 an hour becomes $0.3125 a word, not $0.125.

How much to charge as a DJ, worked from every hour a booking takes. One example 5-hour wedding prices at $1,025, a 4-hour party at $800.

Virtual assistant rates worked from your own year: a $48.00 hourly floor, a $988.00 retainer package, and what rollover hours do to it.

Price a logo as phase hours x your floor rate, plus expenses. A worked example: $85 an hour, 25.3 hours, a $2,250 quote, and what revisions do to it.

Bookkeeping pricing from your own numbers: an hourly floor of $83.05, a monthly retainer of $800 from transactions, and a fixed fee for catch-up work.

Set tutoring rates per hour from your own year: income, costs, prep and cancellations. Worked example: a $62.10 floor, and why a 10% package costs you money.

2026 self-employment tax on $85,000 of profit is $12,010.12. Add income tax at your own rate and divide by four. Worked example, with the set-aside.

The 2026 IRS mileage rate changed midyear: 72.5 cents before July 1, 76 cents after. Split your miles at June 30, then check the rate against your car.

Price a UGC video from your own hours and costs, then add usage rights as a multiplier. Worked example: a $445.00 floor, $975.00 with add-ons.

A 1099 rate that matches a W-2 salary = (salary + benefits + employer tax + costs) / billable hours. Worked: $85,000 becomes $76.60 an hour.

Words per page depends on trim, font, leading and margins. Two measured books ran 206-226. How to measure yours and turn word count into page count.

Price a website as hours x your floor rate, with revision rounds counted. A $4,000 build at 40 hours drops to $76.92 an hour by round two.

Price only the shooting hours and a 10-hour wedding comes to $946.90. Count editing, travel and admin and it is $4,450.43. The formula, worked.

A per-minute rate set on a 30-minute edit quotes $39.88 for a 2-minute job that costs $162.45. How to price video editing from your hours and the footage.

KDP royalty worked to the cent: a 200-page paperback earns $1.59 at $9.98 and $2.59 at $9.99. Print cost, minimum price, 35% vs 70%.

Ten posts a month is 14.5 hours as static graphics and 40.5 as reels. How much to charge for social media management, worked from hours.

Income divided by 2,080 hours gives $28.85 an hour. The rate that actually covers the year is $84.98. The freelance rate formula, worked step by step.

A 3D printing pricing calculator worked by hand, filament, machine hours, failed prints and your time. One example part prices at $54.71.

How much to charge for crochet items, from your own hours and yarn. One example: a scarf at $166.55, a baby blanket at $664.47, worked step by step.

How much to charge for embroidery per stitch, per logo and for digitizing, from your own costs. One example: $1.6827 per 1,000 stitches plus $2.90 a piece.

A laser engraving pricing calculator worked by hand, setup, blanks, laser minutes and your time. Example, 12 pieces at $11.06 each; one alone, $52.53.

A screen printing pricing calculator worked from your own costs, and the pricing matrix it builds. One example: $20.20 a shirt at 12, $8.98 at 144.

A soap making cost calculator, worked by hand: ingredients, molds, packaging and your time per bar. One example batch costs $5.60 a bar.

How much does it cost to make a candle? In this worked example, $6.92 in materials and $12.80 with your time, priced to $19.69 wholesale and $29 retail.

eBay, Poshmark and Mercari fees from each platform's own page, worked to the cent. One $48 coat leaves $26.31, $28.15 or $24.15 profit.

How much to charge for a cake: ingredients, your hours, fixed costs and a markup. A worked example from $13.01 of ingredients to a $112 cake.

Work out what a vending machine makes a month from price, fees, location commission and route time. One machine, worked: $208.13 a month.

Break even ROAS = 1 / contribution margin. On one illustrative order that is 1.92, so a reported ROAS of 1.6 loses $5.51 an order. Formula and worked example.

Wholesale price = unit cost / (1 - target margin). A worked example from a $6.40 materials cost to a $29.00 wholesale and $58.00 retail price.

Amazon FBA fees for 2026, worked to the cent: a $24.99 unit keeps $10.39, not $18.99. The fee chart, the formula, and the $10 price-band cliff.

Break-even point = fixed costs / (price - variable cost). Worked example, break even analysis tables, and why a 10% discount needs 33.3% more sales.

A business growing 20% a month books $118,742 of profit and still runs out of cash in month 10. How to do a cash flow forecast, with an Excel layout.

Net 60 on an $8,000 invoice costs $157.81 to wait for. A 2/10 net 30 discount costs 37.2% a year. Net 30 meaning and the math, worked.

Reorder point = daily demand x lead time + safety stock. Worked example with safety stock and EOQ, where ordering 86 at a time costs $2,222 a year vs $1,039.

Etsy fees for US sellers, worked to the cent: 18.5% of a $5.00 sale, 10.1% of a $75.00 one. The formula, the curve, and digital products.

A 50% markup is a 33.3% margin. Conversion charts both ways, the two formulas, and a worked example of the pricing mistake they cause.

Menu price = plate cost / target food cost %. But cost the plate on raw weight and a 30% target quietly runs at 50.6%. Worked example inside.

How much life insurance you need, worked two ways: the DIME method ($1,075,000 in the example) and needs minus what you have ($1,022,059).

Should you take the pension lump sum? Work out the return the annuity pays and the break-even age. Example: $2,400 a month or $400,000.

When to take Social Security, worked out. On a $2,000 benefit, 62 pays $1,400, 70 pays $2,480, and waiting catches up at age 80.4.

Compound interest with monthly contributions, worked: $10,000 plus $300 a month at an example 6% for 20 years ends at $171,714.31. Formula and withdrawals.

Roth vs traditional 401(k) comes down to two tax rates: yours today and yours in retirement. Worked with a match, which lands pre-tax either way.

The 50/30/20 budget rule as a calculator. Take-home pay of $4,800 splits into $2,400, $1,440 and $960, plus what biweekly pay changes.

How much car you can afford on your income, worked backward from the payment formula - and why budgeting the payment alone overshoots by $18,803.

Coast FIRE is your FIRE number discounted at the real return. The formula, a worked example ($462,932 today), and the inflation mistake that halves it.

Daycare is billed per child, a nanny per household - plus employer payroll tax. Worked example of daycare vs nanny cost a year and a month.

How to calculate net worth, step by step, including a mortgage. A worked example where $558,000 owned minus $303,200 owed leaves $254,800.

Capitalized interest means unpaid interest is added to your student loan balance. A 12-month pause on $38,000 at 6.8% costs $4,733.93. The math.

A sinking fund turns a known future bill into a monthly amount. The formula, a $7,140 example that becomes $595 a month, and how to catch up late.

An illustrative $28,950 wedding averages $241.25 a guest, but one more guest costs $144. The fixed vs per-guest breakdown, worked.

The 100 envelope challenge totals $5,050. What that means week by week, the worst week you can draw, and gentler versions if it's too much.

Avalanche is mathematically optimal - but by how much? Two worked examples: one where snowball costs $104.43, one where it costs $1,450.67.

Work out a kitchen remodel cost or bathroom remodel budget from your own quotes, line by line, with a reserve. Example kitchen: $45,183.50.

HELOC payment, worked: $50,000 at an illustrative 8.5% is $354.17 a month interest-only, then $433.91 when repayment starts. Formulas and extra payments.

The 70% rule sets a flip's offer, not its profit. Worked: the rule leaves $90,000, costs take $47,400, profit is $42,600. BRRRR too.

Solar payback = net cost / yearly savings. Worked: 17.5 years flat, 14.7 with rising rates. Export credit and loan effects shown.

Refinance break even point = closing costs / monthly saving. On one illustrative loan that is 18.7 months, but the balance says month 25. Worked.

Is it better to rent or buy? On one illustrative house the rent vs buy break even is 16 years at flat prices and 6 at +3% a year. The formula, worked.

The same $10,000 extra mortgage payment saves $53,943.23 in month 1 and $3,613.95 in month 300. Worked amortization math and the formula.

The same $250,000 rental shows $9,481 a year of cash flow, or $781 once vacancy, repairs and capex are counted. The formula and a spreadsheet layout.

Gallons = length x width x water depth in inches / 231. A worked example where a tank sold as 75 gallons holds 58.9 gallons of real water.

To convert a recipe between cake pans, scale by area. A 9x13 to 8x8 is x0.55. Pan size conversion chart, the formula, and what changes bake time.

Ring size chart in mm, three ways to measure ring size at home, and why a printable ring sizer printed at 97% reads a size 7 as 7.66.

A 25:00 5K predicts a 3:59:47 marathon, not 3:30:59. Riegel's race time predictor formula, a 5K-to-marathon chart and a pace chart.

A used car inspection checklist of 42 checks in walkaround order - VIN and recalls first, engine cold, test drive, paperwork, then a mechanic.

Start tomatoes 52 days before your last frost, peppers 66. Seed starting charts for zones 4-9, and why your zone is not your frost date.